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California Homeowners Insurance Costs Still 41% Below National Average, Report Shows

California homeowners pay 41% below the national average for homeowners insurance, a study from LendingTree shows. LendingTree’s State of Home Insurance: 2026 report, which is based on rates publicly sourced from insurer filings, shows California homeowners paid an average of …

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Vinita Duniphin California Source report

What happened

According to Insurance Journal’s source item, California Homeowners Insurance Costs Still 41% Below National Average, Report Shows, California homeowners pay 41% below the national average for homeowners insurance, a study from LendingTree shows. LendingTree’s State of Home Insurance: 2026 report, which is based on rates publicly sourced from insurer filings, shows California homeowners paid an average of …

Context

The development sits in VINI’s California file for readers following state policy, regional institutions, courts, markets, public services, and California communities. The original report is linked so readers can check the source account, follow later updates, and compare new coverage against the first published record. The source item is dated 2026-06-18T14:00:39+00:00.

What to watch

Open questions include whether primary sources issue follow-up statements, whether local or market impacts become clearer, and whether additional reporting changes the timeline or adds material context.

Source

Primary source: California Homeowners Insurance Costs Still 41% Below National Average, Report Shows via Insurance Journal. VINI cites and links the source; it does not reproduce the publisher’s full article text without rights clearance.

This source-cited VINI report links to the original publisher record. VINI does not republish third-party article bodies without rights clearance. 1 source listed.

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